What is personal Insurance?
Personal insurance includes policies that provide financial protection for individuals and their families against risks such as accidents, illness, property damage, or liability claims.


Life Insurance
provides financial protection for your loved ones in the event of your death. In exchange for regular premium payments, the insurance company pays a lump-sum amount (called the death benefit) to your chosen beneficiaries.
It’s designed to provide long-term financial security for your family
Replace lost income
Cover living expenses or debts
Pay for funeral costs

Auto Insurance
protects you financially if you’re involved in a car accident or your vehicle is damaged or stolen. It helps cover costs for repairs, medical bills, and liability if you’re responsible for injuring others or damaging their property.
It’s designed to give you peace of mind on the road and keep you compliant with state laws.

Home Insurance
Home Insurance protects your house and personal belongings from unexpected events like fire, theft, storms, or vandalism. It also provides liability coverage if someone gets injured on your property.
It’s designed to give you financial security and peace of mind, knowing your home and family are protected.

Renters Insurance
Renter’s Insurance protects your personal belongings—like furniture, electronics, and clothing—if they’re stolen, damaged, or destroyed by events such as fire, theft, or vandalism. It also provides liability coverage if someone gets injured in your rental home or apartment.
It’s an affordable way to have peace of mind while renting, knowing your valuables and finances are protected.

Dwelling Property Insurance
Dwelling Insurance covers the physical structure of your home — including the walls, roof, and built-in fixtures — against risks like fire, wind, hail, or other covered disasters. Unlike full homeowners insurance, it focuses mainly on protecting the building itself, not personal belongings inside.
It’s designed to safeguard your property’s structure and help you rebuild or repair after unexpected damage.

Health Insurance
Health Insurance helps cover the cost of medical care, including doctor visits, hospital stays, prescriptions, and preventive services. It protects you from high healthcare expenses and ensures access to the care you need.
It’s designed to give you financial security and peace of mind when it comes to your health and well-being
